FiBi Loan Options
Long Term Loans
A long term rental loan is designed for real estate investors who want to hold properties and generate steady monthly income. Whether you’re building a single-family rental portfolio or scaling into multifamily properties, FiBi Capital connects investors across Houston, Dallas, San Antonio, Austin, and throughout Texas with non-QM and DSCR loan options that make long-term investing simple.
Our long-term financing solutions make it easy to transition from short-term bridge or fix-and-flip loans into lower-rate, long-term rental financing. This strategy allows you to close quickly on acquisitions with short-term capital, then refinance into a stable loan that helps you lock in better rates and maximize long-term cash flow.
Why Texas Investors Choose FiBi for Long Term Loans
- DSCR & Non-QM Loan Options – Qualification based on rental income, not personal income.
- Portfolio-Friendly Financing – Ideal for single-family, multifamily, or mixed-use rental properties.
- Fast Transition from Short-Term to Long-Term – Refinance seamlessly after completing renovations.
- Investor-Focused Terms – Flexible structures designed to help maximize rental returns.
At FiBi Capital, we make Texas long term rental loans simple, dependable, and built for investors who want to grow wealth through buy-and-hold strategies.
Apply today to lock in long-term financing for your rental portfolio.
Single or Portfolio Rental Property Loans
One rental property, one loan
Loans from $50k to $1mm
5, 10, 30-year options
Flexible term and interest rate options
Up to 80% LTV on purchase & rate/term refi, up to 75% on cash out
No personal income requirement
For any inquiries or concerns regarding these types of loans, we encourage you to apply through our online application process. Once submitted, one of our experienced loan officers will promptly reach out to you. Alternatively, if you prefer direct contact, please feel free to reach us at 832-844-8080. We are here to assist you with any questions you may have.
Please note that all loans are subject to approval from FIBI Capital LLC. We reserve the right to modify or adjust any of the advertised programs at our sole discretion.
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