:: For Investors (FiBi) By Investors ::
FiBi Capital is a relationship focused private lender, that delivers unique opportunities to predictably execute real estate investment strategies.
Lending for investors by investors. It’s in our name!
“Working with the team at FiBi Capital was a fantastic experience. They moved quickly and handled everything, keeping me informed every step of the way.
Stephine Walker
- Created With The Investor In Mind -
Houston’s Trusted Hard Money Lender for Real Estate Investors
At FiBi Capital, we’re more than just a private lending company—we’re a partner for real estate investors, flippers, and wholesalers across Houston and Texas. Our mission is simple: to provide fast, flexible, and reliable hard money loans that help you close deals, grow your portfolio, and maximize your returns.
We understand that in real estate, time is everything. That’s why we offer Houston hard money loans designed for speed without sacrificing strategic support. Whether you need fix-and-flip financing, bridge loans, or investment property funding, FiBi Capital delivers capital solutions that align with your business goals.
Why Real Estate Investors Choose FiBi Capital:
Custom Hard Money Loan Programs: From fix-and-flip loans to rental property financing, we tailor every loan to fit your investment strategy.
Direct Access to Private Lenders: Skip the big bank bureaucracy. Work directly with experienced decision-makers who understand Houston real estate.
Fast Hard Money Closings: Close in days, not weeks. Our process ensures you get funding when you need it most.
Investor-Focused Partnerships: We don’t just fund deals—we build long-term relationships to support your success across multiple projects.
At FiBi Capital, we treat every loan like an investment in your future. If you’re looking for a hard money lender in Houston who understands real estate investors and delivers results, you’re in the right place.
Who We Are
Private Money Lending
At FiBi Capital, we specialize in short-term hard money loans for real estate investors, with a focus on fix-and-flip financing for non-owner occupied residential properties. Our mission is to help investors move quickly and profitably in Houston’s competitive real estate market.
What sets FiBi apart is our commitment to speed, flexibility, and service. As a trusted hard money brokerage, we connect you directly with private lenders who deliver fast approvals, competitive terms, and reliable closings—so you get the funding you need, when you need it.
Saving You Time
Repeat Borrowers
Increase Deal Volume
Boost Profit Margins
Enhance Flexibility
You Run Your Business, We Will Handle Your Funding
Our Services
Investment & Construction Loans
FiBi Capital has multiple loan options to help you on your financial journey. Take a look below to learn more.
Fix and Flip
Short-term funding for investors looking to acquire, remodel, and sell properties quickly.
Fix and Rent
Temporary funding to acquire and remodel of investment properties for rental purposes.
New Construction
Temporary funding to acquire land and build new properties from the ground up
Transactional Funding
Short-term funding for wholesalers looking to get between closings
Commercial Bridge Loans
Temporary loan used to fund the purchase and renovation of commercial properties.
Long Term Loans
Loans used to service investors who are holding properties for rental income.
Why Choose Us
Why Partner With Us?
At FiBi Capital, we’re here to support your project—whether it’s a fix and flip, fix and rent, new construction, wholetail deal, or multifamily investment. Our role as a trusted hard money brokerage is to connect Houston real estate investors with the right private lenders, fast.
We know how stressful it can be when a deal is days from closing and you’re questioning whether your lender will come through. That’s why we built FiBi on a simple promise: reliability, speed, and relationships that last.
When you partner with us, you gain more than funding—you gain a team that’s invested in your success and committed to helping you scale your real estate business. Apply today and experience what it’s like to work with a hard money partner who’s fast, dependable, and focused on you.
Relationship
Focused
Saving You
Time
Direct
Communication
Best Quality
Service
2,245 +
Happy Clients
3,452 +
Closed Loans
25 +
Years Of Experience
25 +
Professional Team
Our Loan Deals
See Our Latest Funded Deals
Thanks to FiBi Capital’s flexible funding, our borrowers brought their vision to life—completing an incredible real estate project that exceeded expectations.
Testimonials
Testimonials
Let’s See Our Latest Project
Our borrowers love working with FiBi Capital because we make funding fast, personal, and built around their success.
From the first call, I knew I wasn’t dealing with just another lender. FiBi Capital took the time to understand my vision, offered a funding solution that fit perfectly, and moved fast. They were responsive, transparent, and truly invested in my success. With their support, I was able to close quickly and take on a project that’s now one of the highlights of my portfolio. If you’re a serious investor looking for a lender who actually gets it, FiBi is the one. I can’t wait to do my next deal with them!
Tami Le
Wright Way
Our Process
Easy Steps To Get Your Deal Funded
FiBi Capital makes getting your deal funded simple and stress-free with our fast, 3-step process built for real estate investors.
Apply For A Loan
At FiBi Capital, applying for a loan is quick and effortless—with a streamlined process that gathers just the right info to see if you qualify, fast.
Review For Approval
Next we will review your application and property qualifications, and if the stars align, we will approve your loan for funding.
Fund Your Deal
FiBi Capital funds real estate deals fast and reliably—so you're never left waiting or stuck at the closing table.
Interested in increasing your changes of being approved?
Grab our free guide to see how to drastically your loan approval odds every time! We will dive into everything from “What do hard money lenders do?” to “How hard money lenders evaluate loan proposals”. Be sure to you’re setup up the correct way from the start!
