- Created With The Investor In Mind -
Fix and Flip Loan
A fix and flip loan is short-term financing designed for real estate investors who buy, renovate, and resell properties for profit. Whether you’re flipping your first property or scaling your investment business, FiBi Capital connects investors across Houston, Dallas, San Antonio, Austin, and throughout Texas with the funding they need to close deals fast.
Our fix and flip loans can be used to:
- Purchase residential investment properties
- Finance renovations and property improvements
- Cover carrying costs and selling expenses
Loan amounts are typically based on the loan-to-value (LTV) ratio or the after-repair value (ARV) of the property. For example, if a property’s ARV is $200,000, the maximum loan amount may be $140,000—giving you the leverage to finish your project and maximize returns.
Why Texas Investors Choose FiBi Capital for Fix and Flip Loans
- Fast Approvals & Closings – Get reliable funding when timing matters most.
- No Prepayment Penalties – Pay off early without extra costs.
- Flexible Loan Options – Terms tailored to your project, not a one-size-fits-all structure.
- Trusted Lending Network – Direct access to private lenders who understand the Texas real estate market.
At FiBi Capital, we make it simple to secure Texas fix and flip financing that helps you compete in today’s market. Apply today and experience why investors across Houston, Dallas, San Antonio, and Austin trust us for hard money loans that are fast, flexible, and dependable.
Loan Terms:
Up to 70% Loan to ARV (After Repair Value).
6 -12 months Terms
$50K to $1M Loan Amount
9%-13+% Rates
2-4 Origination Points
3-5 Draws, if rehab required
No prepayment penalties or minimum hold period
For any inquiries or concerns regarding these types of loans, we encourage you to apply through our online application process. Once submitted, one of our experienced loan officers will promptly reach out to you. Alternatively, if you prefer direct contact, please feel free to reach us at 832-844-8080. We are here to assist you with any questions you may have.
Please note that all loans are subject to approval from FIBI Capital LLC. We reserve the right to modify or adjust any of the advertised programs at our sole discretion.
Interested in increasing your changes of being approved?
Grab our free guide to see how to drastically your loan approval odds every time! We will dive into everything from “What do hard money lenders do?” to “How hard money lenders evaluate loan proposals”. Be sure to you’re setup up the correct way from the start!
